Below are some of our resident state carriers and Medicare, Critical Illness, Dental, Vision, Hospital Indemnity, Cancer, Heart Attack, Stroke, Major Organ Transplant, End-Stage Renal Failure, Paralysis, Coronary Bypass Surgery, Burial, Final Expense, Whole Life, Term Life, Universal Life, Permanent Life, and Health insurance plans.
O’Neal Insurance Group and agent-broker Specialist, James O’Neal, are both licensed in Medicare, Critical Illness, Dental, Vision, Hospital Indemnity, Cancer, Heart Attack, Stroke, ESRD (End-Stage Renal Disease), Burial, Final Expense, Whole Life, Term Life, Universal Life, and Permanent Life Insurance.
States we offer free help to individuals and family comparing their insurance plans and options are Alabama, Arizona, Arkansas, California, Florida, Georgia, Chicago Illinois, Indiana, Kansas Kentucky, New Orleans Louisiana, Henderson, Summerlin, North Las Vegas, Michigan, Jackson Hattiesburg Petal Gulfport Laurel Gulfport Biloxi Pascagoula Ocean Springs Moss Point Mississippi, Minnesota, Missouri, Montana, Nevada, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, D.C., District of Columbia, and Wisconsin.
To residents looking for advice and guidance on comparing, enrolling in Original Medicare, Part A, Part B, Part C, Medicare Advantage plans, Prescription drug coverage, Dental, Vision, Hearing, Critical Illness, Cancer, Stroke, Heart Attack, ESRD (end-stage renal), Diabetes, High Blood Pressure, Kidney Disease, Hospital indemnity, Medicare supplement, Medigap.
Some of the health insurance carriers we represent are Aetna, Alignment Health Plan, Anthem, Banner Health, BlueCross BlueShield of Illinois, Cigna, Clover Health, Devoted Health, Essence HealthCare, GTL, Guarantee Trust Life Insurance Company, Humana, KCA, Kelsey Care Advantage, Molina HealthCare, Mutual of Omaha, Physicians Mutual, Scan Health Plan, Select Health, United Healthcare, Wellcare and Zing Health.
Are you looking to work with or find a local Medicare insurance health plan resident near you who needs free, no-cost broker-agent help in Illinois, Nevada, Mississippi, Arizona, Texas, California, Florida, Georgia, Indiana, Louisiana, and Virginia? Medicare Insurance Health Plan resident near you needing free, no-cost broker-agent help! Bay St. Louis, Chicago, Las Vegas, Nevada; Jackson; Hattiesburg, Summerlin Henderson; New Orleans, Louisiana; Texas; Joliet, Naperville, Evergreen Park, Oak Lawn, Hyde Park, Houston, Gulfport, Biloxi, Humana Cigna Devoted UnitedHealthcare Zing Aetna Aflac, Alignment Health Plan, Anthem, Banner Health, BlueCross BlueShield of Illinois, Cigna Healthspring Clover Health, Essence HealthCare, Gerber Life Insurance, (GTL) Guarantee Trust Life Insurance Company, Heartland National Life, Kelsey Care Advantage, United American / Globe Life, Medico (Wellabe) Molina HealthCare, Mutual of Omaha, NCD MetLife Dental, National General / Allstate, United of Omaha, Physicians Mutual, Scan Health Plan, Select Health, UHC, AARP, UnitedHealthcare, VSP Vision Care | Vision Insurance, Wellcare and Zing Health
If you have questions, I have answers! Joining or enrolling requires free help and education. Schedule a convenient, private phone or Zoom meeting with me!
O’Neal Insurance Group is your local, near-me independent insurance agency for Medicare, Medicaid, Hospital Indemnity, VA, Health Benefits, Burial, Whole Life, Dental, Vision, and ESRD/Cancer/Critical Illness insurance.
Who do we serve? Dually Eligible Medicare beneficiaries who are also Eligible for both Medicare and Medicaid; C-SNP, D-SNP, Medicare Part B Giveback Plans with giveback benefits; New Medicare Beneficiaries; and Veterans who may also have V.A. and Tricare Health Insurance for military retirees, with confidence and clarity.
Help from a licensed Illinois, Nevada, Mississippi, Arizona, Texas, California, Florida, Georgia, Indiana, Louisiana, and Virginia Medicare healthcare brokers available in over 30 states and physical offices located in strategic markets including their Las Vegas location at 3960 Howard Hughes Parkway, Suite 500 PMB 1939 in Las Vegas, Nevada 89169, 89031 (North Las Vegas), 89110, 89115 (Northeast), 89052 (Henderson/Las Vegas Valley), 89148 (Southwest), 89123 and Chicago office at 5113 S. Harper Ave in Hyde Park, Illinois, 60615; as well as offices in Ocean Springs 39564, 39565, 39212, 39209, 39211, 39206, 39204, 38828, Canton MS 39046, and Hattiesburg, Mississippi, 39401 and 394002.
Broker agent James O’Neal is uniquely positioned license and certified to serve a broad geographic nationwide area, including residents residing in states like Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington D.C, Washington, and Wisconsin.
Our insurance service offerings encompass a wide variety of Burial, Final Expense, Whole Life, Term Life, Universal Life, Permanent Life plans, hospital indemnity insurance, hospital indemnity coverage, indemnity plan options, supplemental coverage, products, and policies including Medicare plans (such as Original Medicare Parts A and B, C-SNP, D-SNP, HMO and PPO, Medicare Advantage plans often called Part C, Prescription Drug Plans or Part D, and Medicare Supplement or MedSup, Medigap plans), individual and family health insurance plans including those compliant with the Affordable Care Act (ACA), major medical insurance, and individual coverage options.
We also provide hospital indemnity insurance plan options. And solutions for dental insurance plan coverage, vision, life, and cancer critical illness covering conditions such as cancer, stroke, heart attack, ESRD diagnosis, multiple sclerosis, kidney failure, and other chronic conditions.
Whether you or a new to Medicare client turning 65 for the first time, or experiencing a qualifying life event, like moving to a new state, loss of job or merely seeking to review your options during AEP, open enrollment, special enrollment periods, James O’Neal, Founder/CEO, and also a Agent Broker of O’Neal Insurance Group is a licensed and certified Medicare health, dental, Part B giveback plan rep offer free, unbiased guidance comparing coverage from top-rated Medicare Advantage companies and carriers such as:
Aflac, Aetna Medicare, Aetna Medicare Advantage, Alignment Health Plan, Anthem, Banner Health, BlueCross BlueShield of Illinois and Texas, Cigna Medicare, Cigna Medicare Advantage, Cigna Healthspring, Healthspring Medicare, Healthspring Medicare Advantage, Clover Health, Devoted Health, Essence HealthCare, Gerber Life Insurance, (GTL) Guarantee Trust Life Insurance Company, Humana Medicare, Humana Medicare Advantage, Heartland National Life, Kelsey Care Advantage, United American / Globe Life, Medico (Wellabe) Molina HealthCare, Mutual of Omaha, NCD MetLife Dental, National General / Allstate, United of Omaha, Physicians Mutual, Scan Health Plan, Select Health, UHC, AARP, UnitedHealthcare Medicare, UnitedHealthcare Medicare Advantage, VSP Vision Care | Vision Insurance Wellcare and Zing Health.
As well as many others, ensuring that enrollment decisions are driven by each client’s unique needs, health goals, pre-existing conditions, and budget constraints.
O’Neal Insurance Group uses a user-friendly online quoting platform and website to enable instant Medicare Advantage HMO or PPO plan quotes and comparisons, as well as Whole Life, Health, hospital indemnity, and Local Dental insurance quotes and plan comparisons, and is also supported by innovative features such as Zoom meeting screen share, video, and over-the-phone consultations.
Brokers who use real-time tools to review plans, rates, and options side by side, helping clients understand coverage gaps, policy exclusions, benefit amounts, and evidence-of-coverage details.
Our comprehensive Medicare software, quoting, and enrollment guide provides our clients with instant resources and free help to determine which Medicare, Burial, Final expense, Health, Dental, or hospital indemnity option is best for their situation.
OIG caters to a wide range of customer segments—including working, unemployed, and retired individuals;
V.A. and Tricare beneficiaries, and individuals and families at different life stages, such as married couples with or without children, single adults, empty nesters, and retirees on fixed income, ensuring that your coverage is tailored to your changing circumstances or retirement planning needs.
For example, 69-year-old seniors in Texas looking for the best coverage options for a Medicare Advantage plan have access to detailed comparisons of HMO, PPO, and Advantage plans with a $0 monthly premium on certain plans, low in-network out-of-pocket costs, reduced medicare costs, and minimal coinsurance.
Additional Medicare extra benefits such as dental, preventive dental care, comprehensive dental coverage including dental services like root canals, dentures, periodontics, endodontics, prosthodontics, fluoride treatment, and restorative services, vision, hearing coverage, over-the-counter allowances, meal delivery, transportation to medical appointments and doctor visits via ambulance services when needed, skilled nursing facility coverage, inpatient hospital care, therapy services, urgent care services, and even fitness benefits like SilverSneakers fitness club memberships. Although the exact pricing parameters and copay amounts vary depending on the specific product and area (for instance, one Texas-based Medicare Advantage plan highlights features such as a $0 monthly premium with Part B give back is a premium reduction, low primary care physician and specialist copays, emergency coverage, worldwide emergency coverage for emergency room visits, outpatient surgery, inpatient hospitalization, hospital admission, overnight stays, hospital stays, observation care, intensive care unit care, and specific prescription drug coverage with prescription medications deductibles),
O’Neal Insurance Group emphasizes that we work with customers during the annual enrollment period and open enrollment to find the best possible match while noting that the insurance carriers and specific plan details ultimately determine premiums and out-of-pocket expenses.
Our dental network includes a wide range of providers, and many plans feature an annual maximum benefit for dental coverage with access to in-network providers.
In addition to Medicare Advantage and health insurance, the agency also offers life insurance policies, hospital indemnity insurance, and critical illness insurance that protect families against the financial uncertainties of unexpected events, helping cover medical expenses, living expenses, household expenses, mortgage payments, hospital bills, hospitalization costs, and other Medicare coverage needs through cash benefits and direct payment options.
These limited benefit policies and indemnity coverage plans provide daily cash benefit payments during hospital confinement, with guaranteed renewable and guaranteed acceptance options available. However, waiting periods, benefit periods, claim processes, medical underwriting, and health questions may apply depending on the policy and Medicare contract terms.
Clients can request a free plan quote comparison or schedule an appointment over the phone using the “Get A Quote” or “Schedule an Appointment” forms on the website.
They can also speak directly with an agent over the phone—Las Vegas, Nevada, customers can call (702) 763-8924 or the toll-free number (877) 808-2900, while Chicago clients are encouraged to call (312) 348-7209. The agency prides itself on personalized service, providing in-person appointments, home visits (where available), and virtual Zoom consultations seven days a week, so that help is always available when needed.
Customer testimonials widely praise the firm, with multiple reviews noting that O’Neal Insurance Group “made selecting the right healthcare plan a smooth process” and commending the friendly, knowledgeable, and attentive service provided by its licensed agents who help navigate provider network options, understand accepted benefits, and explain policy portability.
Star ratings often reflect five-star customer satisfaction, and clients appreciate the long-term guidance brokers offer during critical enrollment periods or when coverage changes are required later. The member experience and CMS ratings of recommended plans are carefully reviewed to ensure quality coverage.
O’Neal Insurance Group also demonstrates a commitment to community outreach and social responsibility, evident in their active social media presence on Facebook, LinkedIn, and Instagram, as well as their focus on demystifying insurance through free educational resources covering topics like high-deductible health plans, flexible spending accounts, employer-sponsored plans, group benefits, senior health, and experimental treatments. Although the agency is not affiliated with the federal Medicare program, it is fully AHIP-certified and licensed, reinforcing its position as an independent broker whose recommendations are based solely on the customer’s best interests and contract renewal considerations.
Overall, O’Neal Insurance Group offers a free, comprehensive agent-broker help and client-centric approach to the complex realm of comparing, joining, enrolling, and selecting insurance.
Their breadth of products, detailed online resources, and personalized service include in-depth comparisons of Hospital indemnity, Medicare Advantage plans, and PPO options.
(complete with pricing structures and special benefits in regions such as Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington D.C, Washington, and Wisconsin) to family and individual policies ensures that any typical consumer seeking coverage can find answers to every question regarding their health, financial protection, and future security.
Whether clients are ready to enroll immediately or just exploring their options, O’Neall Insurance Group provides multiple channels to get in touch and make a purchase, making the process as seamless and reassuring as possible.
