Mississippi residents are increasingly choosing Medicare Advantage as an alternative to their Original Medicare coverage. When you choose a Medicare Advantage plan in Mississippi, you get all your Medicare benefits—even including your Part D prescription drug coverage—in one convenient plan. That means just one monthly premium, one annual deductible, and one insurance card to carry.
Under the Medicare Advantage program, well-qualified private insurance companies such as Aetna, Humana, Blue Cross Blue Shield, and UnitedHealthcare can provide Medicare benefits to Mississippi residents. When you choose a Medicare Advantage plan, you don’t lose any coverage, rights, and protections you’re entitled to with Original Medicare.
However, most Mississippi Medicare Advantage plans go beyond Part A and Part B benefits to include your Part D prescription drug coverage. Many include additional benefits not available under Original Medicare, such as routine dental and vision care, free or discounted gym memberships, 24-hour nurse hotlines, home health benefits, and even monthly allowances for over-the-counter medications and devices.
There are more options than ever to find a Medicare Advantage plan that works for you. There are over 30 different Medicare Advantage plans available in Mississippi; if you’re a resident of Jackson, Gulfport, Biloxi, Tupelo, Hattiesburg, Greenville, Meridien, Olive Branch, or Horn Lake, you have your choice of dozens of plans.
Your initial Mississippi Medicare Advantage Open Enrollment period begins three months before your 65th birthday month includes your birthday month, and lasts an additional three months. During that time, you can choose any Medicare Advantage plan sold in your area.
If you’re already enrolled in Medicare, you can switch to Medicare Advantage during the Annual Election Period each year, which runs from October 15th through December 7th. If you’re enrolled in a Medicare Advantage plan, you have an additional period to make changes to your coverage during the Mississippi Medicare Advantage Open Enrollment Period from January 1st through March 31st each year.
It’s a good idea to comparison shop your Medicare Advantage plan each year. New plans are launched every year in Mississippi, and existing plans make changes to their benefits. You may find a new plan that better meets your needs.
O’Neal Insurance Group makes it easy to compare Medicare Advantage plans offered in Mississippi. Our licensed Medicare plan specialists are happy to schedule a free consultation—in your home or at our office—to help you choose the best Medicare Advantage plan for your situation. Don’t let Mississippi Medicare Advantage Open Enrollment pass you by this year. Get in touch today to find the perfect plan.