Indiana Medicare Insurance Broker – Health Plans & Supplement Information

Indiana  Confused About Medicare Have Questions? We Have Answers!

Finding the Best Turning 65 Medicare Health Insurance Plan Available in Indiana

Choose O’Neal Insurance Group as your preferred Blue Cross Humana, Aetna HMO & PPO Medicare Advantage broker to compare and find your Senior Supplemental Health Plans solution that will offer you optimal coverage at reasonable costs.

We offer residents of the Hoosier State and some the largest cities towns counties like Indianapolis, Fort Wayne, Evansville, South Bend, Hammond, Bloomington, Gary, Carmel, Fishers, Muncie with certain disabilities, ageing into Medicare turning 65 or older.

Who may be confused about original Medicare and the different part like A, B, C and D. And what does Medicare cover or pay. So many individuals find Medicare very confusing.

Don’t worry we are here to help! Brokers Agents who really do understand original Medicare and all the plans and policy options available to you.

We can meet with you in home one on one free at no cost to you and provide non-bias recommendations to help you make the best-informed decision.

Remember, basic or original Medicare plans do not cover many healthcare costs, and therefore, it might become necessary for Medicare recipient or beneficiary to look for supplemental health insurance plans.

At O’Neal Insurance Group, we take the time-consuming and overwhelming process of browsing and comparing different coverage easier and efficient for you by providing you expert assistance and guidance throughout the process.

Offering You a Comprehensive Range of Health Insurance Products.

Being one of Indiana’s leading Medicare insurance broker has allowed us to partner with a number of reputable insurance providers of the country. We offer you an access to the health insurance products offered by the following companies:

  • Assurity Life Insurance Company
  • Aetna
  • AARP/UHC
  • Blue Cross/Blue Shield
  • Cigna Healthspring
  • Guarantee Trust Life Insurance Company
  • Humana
  • United Healthcare
  • Wellcare
  • Mutual of Omaha
  • United Health One
  • Nationwide Insurance 

Understanding Different Medicare Advantage HMO PPO Health Insurance Plans is our Specialty.

When you choose to work with O’Neal Insurance Group, we not only help you compare different plans, but also help you understand the complexities associated with the process. From understanding the premium and out-of-pocket limits of different policies to co-payments and deductibles, we provide you answers to all your questions, helping you make a well-informed decision.

The HMO, PPO, Supplemental health insurance products we offer at O’Neal Insurance Group can be categorized into the following types:

  • Medicare Part A — Medicare Part A is a basic health insurance plan available to all those individuals who are 65 or older and have worked for 10+ years. Payment of social security taxes is one of the eligibility requirements for Medicare Part A. This insurance plan covers the costs of hospitalization and home healthcare.
  • Medicare Part B — Those who are eligible for social security are automatically enrolled to Medicare Part B. This insurance plan covers the costs of a wide range of medical services, including X-rays, annual checkups, and mental health care. However, unlike Medicare Part A, Medicare Part B is not free and you will be required to pay an annual premium amounting to $105.
  • Medicare Part C — Also known as Medicare Advantage plans like HMO’s and PPO’s plans are available to those who are eligible for original Medicare Part A and B. The benefit of choosing Medicare Part C is that it offers a broader cover and allows you to get healthcare services from a provider of your choice.
  • Medicare Part D — Medicare Part D adds coverage for prescription drugs to Medicare Original and supplement with a stand-alone plan. This insurance plan is best suited for individuals who take multiple medications on a regular basis.
  • Medicare Supplemental Insurance — Also known as Medigap, Medicare Supplemental insurance provides coverage for the healthcare costs that basic Medicare plans do not cover. The costs covered will depend on the insurance provider you select. However, most Medigap plans provide coverage for co-insurance costs for living in a nursing home, deductibles for Medicare Part A and B, and various other healthcare costs. Do Not do not include dental vision hearing and Part D prescription drugs.

Really Confused About or Need Help Understanding Your Medicare Options?

With a comprehensive array of health insurance plans available for senior citizens, finding the right health insurance can be difficult. That is why it is recommended that you work with a reputable and experienced Medicare health insurance broker in Indiana who can help you understand and compare different solutions and select the one that’s most appropriate to your financial and healthcare needs.

We help you compare different health insurance products on the basis of the following factors:

  • Annual deductible
  • Co-payment amounts
  • Coinsurance
  • Out of network coverage
  • Referral required
  • Coverage for alternative therapies
  • Premium costs
  • Coverage for preventive care and more 

Find the Perfect Indiana Senior Prescription Drug Coverage Today.

Do you live in Indianapolis, Fort Wayne, Evansville, South Bend, Hammond, Bloomington, Gary, Carmel, Fishers, or Muncie and have questions about your health plan coverage? Are you considering enrolling to a supplemental plan? If yes, you have come to the right place. At O’Neal Insurance Group, we acknowledge that understanding health insurance can be difficult. Therefore, we are here to help you and make it as easy and as affordable as possible for you to access quality healthcare services.

If you have questions about different Medicare insurance plans or if you want to discuss your needs with our experts, you may contact us at 888 966 8579. We will be glad to assist you and help you select the right health insurance plan according to your requirements.

O’Neal Insurance Group is the d/b/a or assumed name of James O’Neal, who is a licensed a insurance agent in Arizona, Illinois, Indiana, Michigan, Mississippi, Montana, New Mexico and Texas. Is or may Not be licensed to sell all products in every state. Service and product availability varies by state. As a Sales agent, he may be compensated based on a consumer’s enrollment in a health plan. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Any quoting tool on our website is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.

Medicare Supplemental Online Quote Form.

Insurance Carriers

We represent the following:

  • Assurity Life Insurance Company
  • Aetna
  • AARP/UHC
  • Blue Cross/ Blue Shield
  • Cigna Healthspring
  • Guarantee Trust Life Insurance Company
  • Humana
  • United Healthcare
  • Wellcare
  • Mutual of Omaha
  • United Health One
  • Nationwide Insurance

We offer insurance in the following states:

  • Arizona
  • Illinois
  • Indiana
  • Ohio
  • Michigan
  • Mississippi
  • Montana
  • New Mexico
  • Texas